phswerty Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions ("Terms") constitute a legally binding agreement between you ("Player," "User," or "you") and phswerty ("phswerty," "we," "us," or "our"), the operator of the online gaming platform accessible at phswerty.club.

By creating an account, logging in, depositing funds, or participating in any game or promotion on phswerty, you acknowledge that you have read these Terms in full and agree to comply with them. These Terms apply to all users of the phswerty platform, including visitors, registered players, and VIP members.

phswerty reserves the right to update or modify these Terms at any time. Continued use of the platform following any such changes constitutes your acceptance of the revised Terms. We recommend reviewing this page periodically to stay informed of any updates.

2. Eligibility & Age Requirements

To register and use phswerty, you must meet all of the following eligibility requirements:

• You must be at least 21 years of age. This is a strict requirement under Philippine law and phswerty's own policies. Gambling is prohibited for individuals under 21 in the Philippines.
• You must be a natural person (not a corporation, trust, or other legal entity acting on behalf of another).
• You must not be a resident of any jurisdiction where online gambling is prohibited by applicable law.
• You must not be a current employee, contractor, director, or officer of phswerty, or an immediate family member of such a person.
• You must not have been previously excluded or banned from phswerty or any affiliated platform.

phswerty reserves the right to request valid government-issued Philippine identification (such as a PhilSys ID, passport, driver's license, or UMID) at any time to verify your age and identity. Failure to provide satisfactory verification may result in account suspension or closure.

3. Account Registration & Security

3.1 Registration

Each player may hold only one (1) registered account on phswerty. Creating duplicate or multiple accounts is strictly prohibited and may result in the permanent closure of all associated accounts and forfeiture of any balances therein.

When registering, you agree to provide accurate, current, and complete information. You must promptly update your account details if any information changes. phswerty is not liable for any loss arising from inaccurate account information provided by you.

3.2 Account Security

You are solely responsible for maintaining the confidentiality of your phswerty login credentials, including your username and password. You agree to:

• Use a strong, unique password for your phswerty account.
• Enable two-factor authentication (2FA) where available.
• Not share your login credentials with any third party.
• Log out of phswerty when using shared or public devices.
• Notify phswerty support immediately if you suspect unauthorized access to your account.

phswerty will not be held liable for any losses resulting from unauthorized access to your account where you have failed to take reasonable security precautions.

3.3 Know Your Customer (KYC)

phswerty may require you to complete a KYC verification process before processing withdrawals or at any other time deemed necessary. This may include submission of a valid government-issued ID, proof of address, and proof of payment method ownership. Failure to complete KYC verification may result in withdrawal delays or account restrictions.

4. Deposits & Withdrawals

4.1 Deposits

phswerty accepts deposits via GCash, PayMaya, BPI, BDO, Metrobank, UnionBank, and other approved Philippine payment methods. The minimum deposit amount is ₱100. All deposits must be made from a payment account registered in your own name. Third-party deposits are not permitted.

Deposits are generally credited to your phswerty account instantly or within a few minutes, depending on the payment method. phswerty is not responsible for delays caused by third-party payment processors.

4.2 Withdrawals

Withdrawal requests are subject to identity verification and compliance with these Terms. The minimum withdrawal amount is ₱200. phswerty processes withdrawal requests within the timeframes specified on the platform, which may vary by payment method.

phswerty reserves the right to delay or withhold withdrawals pending completion of KYC verification, investigation of suspected fraud or bonus abuse, or compliance with applicable legal requirements.

4.3 Currency

All transactions on phswerty are conducted in Philippine Peso (PHP / ₱) unless otherwise specified. phswerty is not responsible for any currency conversion fees charged by your bank or payment provider.

4.4 Inactive Accounts

An account is considered inactive if there has been no login activity for a period of twelve (12) consecutive months. phswerty reserves the right to apply an inactivity fee of ₱100 per month to inactive accounts after this period, deducted from the account balance. Players will be notified before any such fee is applied.

5. Bonuses & Promotions

phswerty offers various bonuses and promotions to eligible players, including welcome bonuses, reload bonuses, free spins, cashback offers, and VIP rewards. All bonuses are subject to the following general conditions, as well as any specific terms attached to each individual promotion:

• Bonuses are available to eligible registered players only. phswerty reserves the right to determine eligibility at its sole discretion.
• All bonuses are subject to wagering requirements, which must be met before any bonus-derived winnings can be withdrawn. Specific wagering requirements are stated in each promotion's terms.
• Bonuses may only be used for the games and bet types specified in the promotion terms. Using bonus funds on excluded games may result in forfeiture of the bonus and associated winnings.
• Only one bonus may be active at a time unless otherwise stated. Claiming a new bonus while another is active may result in forfeiture of the previous bonus.
• phswerty reserves the right to modify, suspend, or cancel any promotion at any time without prior notice.
• Bonus abuse, including but not limited to creating multiple accounts to claim bonuses, will result in immediate account closure and forfeiture of all balances.

6. Gameplay Rules

All games available on phswerty are governed by their individual game rules, which are accessible within each game interface. In addition, the following general gameplay rules apply:

• All game outcomes on phswerty are determined by certified Random Number Generators (RNG) or, in the case of live dealer games, by physical game equipment operated by trained dealers. Results are final and binding.
• In the event of a technical malfunction or disconnection during gameplay, phswerty will make reasonable efforts to resolve the issue fairly. However, phswerty cannot guarantee the continuation of any interrupted game session.
• Bets placed in error cannot be cancelled or reversed once confirmed. Players are responsible for verifying their bet selections before confirming.
• phswerty reserves the right to void any bet or game round where there is evidence of technical error, data feed failure, or any other circumstance that compromises the integrity of the game.
• For sports betting, phswerty's settlement rules and odds are final. In the event of a dispute regarding settlement, phswerty's decision is binding.

7. Prohibited Conduct

The following conduct is strictly prohibited on phswerty and may result in immediate account suspension, permanent closure, and forfeiture of all balances:

• Registering more than one account, or registering on behalf of another person.
• Using automated software, bots, scripts, or any artificial intelligence tools to gain an unfair advantage in any game or promotion.
• Colluding with other players to manipulate game outcomes.
• Engaging in any form of fraud, including but not limited to chargeback fraud, identity fraud, or payment fraud.
• Exploiting software bugs, glitches, or errors for financial gain. Any winnings obtained through exploitation of errors are void and must be returned.
• Attempting to launder money or use phswerty for any illegal financial activity.
• Providing false or misleading information during registration or KYC verification.
• Accessing phswerty from a jurisdiction where online gambling is prohibited.

phswerty cooperates fully with Philippine law enforcement authorities and regulatory bodies, including PAGCOR, in investigating any suspected illegal activity on the platform.

8. Responsible Gaming

phswerty is committed to promoting responsible gaming and providing a safe, enjoyable environment for all Filipino players. We offer the following responsible gaming tools, accessible from your account settings:

• Deposit Limits: Set daily, weekly, or monthly deposit caps to manage your spending.
• Loss Limits: Restrict the amount you can lose within a defined period.
• Session Time Limits: Set reminders or hard limits on how long you play in a single session.
• Self-Exclusion: Temporarily or permanently exclude yourself from phswerty. Self-exclusion requests are processed promptly and cannot be reversed during the exclusion period.
• Reality Checks: Periodic notifications showing your session duration and net gaming activity.

If you believe you or someone you know may have a gambling problem, we encourage you to seek help from the PAGCOR Responsible Gaming helpline. phswerty supports the responsible gaming framework established by PAGCOR for the protection of Filipino players.

Remember: gambling on phswerty is intended for entertainment purposes only. Never gamble with money you cannot afford to lose. You must be 21 or older to play.

For more information, visit our dedicated Responsible Gaming page.

9. Intellectual Property

All content on the phswerty platform, including but not limited to logos, trademarks, graphics, software, game content, text, and design elements, is the exclusive property of phswerty or its licensors and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use the phswerty platform for personal, non-commercial entertainment purposes only. You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any content from phswerty without prior written consent.

10. Limitation of Liability

To the maximum extent permitted by applicable Philippine law, phswerty shall not be liable for:

• Any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform.
• Loss of profits, data, or goodwill resulting from platform downtime, technical errors, or service interruptions.
• Any losses arising from unauthorized access to your account where you have failed to maintain adequate security.
• Decisions made by you based on information provided on the phswerty platform.

phswerty's total liability to you for any claim arising from your use of the platform shall not exceed the total amount deposited by you in the thirty (30) days preceding the event giving rise to the claim.

Nothing in these Terms limits phswerty's liability for fraud, gross negligence, or any other liability that cannot be excluded under Philippine law.

11. Privacy & Data Protection

phswerty collects, processes, and stores your personal data in accordance with our Privacy Policy, which forms an integral part of these Terms. By using phswerty, you consent to the collection and use of your personal data as described in the Privacy Policy.

phswerty implements industry-standard security measures, including 256-bit SSL encryption, to protect your personal and financial data. We do not sell your personal data to third parties. For full details on how we handle your data, please review our Privacy Policy.

12. Account Termination & Closure

12.1 Closure by Player

You may close your phswerty account at any time by contacting our support team via live chat. Upon closure, any remaining balance (after deduction of applicable bonuses subject to wagering requirements) will be returned to you via your registered payment method, subject to completion of KYC verification.

12.2 Closure by phswerty

phswerty reserves the right to suspend or permanently close your account at any time, with or without prior notice, if:

• You have breached any provision of these Terms.
• phswerty suspects fraudulent, illegal, or abusive activity on your account.
• You have provided false or misleading information.
• Regulatory or legal requirements necessitate account closure.
• You have requested self-exclusion under our Responsible Gaming program.

In cases of account closure due to breach of these Terms, phswerty reserves the right to forfeit any remaining balance in the account.

13. Disputes & Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the Republic of the Philippines. Any dispute arising from your use of phswerty that cannot be resolved through our internal complaints process shall be subject to the exclusive jurisdiction of the competent courts of the Philippines.

13.1 Complaints Process

If you have a complaint regarding phswerty, please contact our support team in the first instance via live chat or by emailing [email protected]. phswerty will acknowledge your complaint within 24 hours and aim to resolve it within 5 business days. All complaints are logged and reviewed by our compliance team.

13.2 Dispute Resolution

In the event of a dispute regarding game outcomes, phswerty's records and game logs shall be the primary source of evidence. phswerty's decision on game-related disputes is final and binding, subject to any applicable regulatory review process under PAGCOR's framework.

14. Amendments to These Terms

phswerty reserves the right to amend, update, or replace these Terms at any time. When material changes are made, phswerty will notify registered players via email or an in-platform notification at least seven (7) days before the changes take effect, where practicable.

Your continued use of phswerty after the effective date of any amended Terms constitutes your acceptance of the revised Terms. If you do not agree with any changes, you must stop using phswerty and may request account closure as described in Section 12.

15. Contact Information

If you have any questions about these Terms & Conditions, please contact the phswerty support team:

• Live Chat: Available 24/7 via the phswerty platform – average response time under 2 minutes.
• Email: [email protected] (plain text – not a clickable link)
• Operating Hours: 24 hours a day, 7 days a week, including Philippine public holidays.

phswerty is based in the Philippines and serves Filipino players nationwide, from Manila and Makati to Cebu, Davao, and Quezon City.